I want to touch on two points...
You are getting married and you propose to your WIFE to be; You head to the jeweller and express your desire for a ring worthy of your Bride. The Jewelry Store presents their selections for your Bride to choose. She steps away.
You hold out your hand and say.... "But... this is all I can afford":
Should they sell it to you? or Save the Ring for someone else?
How does this negotiation tactic work when you are buying a house?
Let's look for the right deal.... Call today.
The potential buyer is doing his/her Agent a disservice by not telling the Agent up front I cannot afford to spend more than $X. The offer time is no time to bring that up. My response as the Vendor would be to both the Purchaser and his/her Agent is if all you can afford is way less than what my house is worth, then you have knowingly been wasting all of our time.
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