Ontario Credit Rating Goes AA or Alcoholics Anonymous

Please read the details and Chart for yourselves; https://www.fraserinstitute.org/

Component 3: Deficits and debt The final component measures the relative performance of the premiers on deficits and debt. Specifically, it measures a premier’s use of deficit financing for government spending and whether the premier increased or reduced their province’s debt burden. The deficits and debt component includes two measures, both of which are calculated relative to the size of the provincial economy (GDP). Deficits and surpluses are captured by the average annual deficit or surplus as a percentage of GDP over the premier’s tenure. Debts are captured by the average annual percentage change in net debt as share of GDP. Premiers who recorded deficits and increased government debt performed worse than those who balanced their books and reduced provincial debt. 

Conclusion In the current economic climate, the pursuit of sound fiscal policy by our political leaders is an important foundation for improving our economic well-being. This report measures the relative performance of 10 Canadian premiers in three core areas of fiscal policy: government spending, taxes, and deficits and debt. Premiers who fare well should be commended, while those lagging behind should use the performance of others as a model for reform. Regardless of where they ranked, all premiers, even those with high rankings, have room for improvement. https://www.fraserinstitute.org/sites/default/files/measuring-the-fiscal-performance-of-canadas-premiers-2016.pdf

According to the interview I listened to this morning Ontario's debt service is a greater expense that what is being paid on Hospital Care or Education.  

This $ 300 Billion Dollars in Debt will require interest payment.

My bank would not allow me to borrow that much money without a plan of repayment.

What do you think?

Why Do you want a house?

What makes you want your own home?


This is it


All that's amazing
about your own home,

It's your palace

You can't wait to get back here
the experience  of your own home,


How it would make you feel


Will it make your life better
Was it worthwhile to do?

Laugher, dinners birthdays backyards
You may rarely look at it but you will always feel it

The dream of home ownership
Home is always happy to see you

This is your time....  what I do is I help you get there ..

Call me  647 218 2414

Women's Prosperity Group - Toronto

Celebrate, Mastermind & Grow with WPG! Women’s Prosperity Group (WPG) is a true “Network” of extraordinary women who are committed to excellence in every area of their lives.  WPG is the community where you can “Be Real, Get Real and Achieve Real Results.”

You have the ability and knowledge to do better at work, get a promotion, plan for your future growth, retirement, gaining equity with investments,  stock market and buying a home on your own for long term asset growth and stability. 
Who are you?
Women who are creating and embracing life on their own terms.
Women with a commitment to excellence.
Women with drive, passion and talent that they willingly share with others.
If you want to create and develop lasting and trusted relationships, in an environment of mutual respect, trust and support, that allows your inner brilliance to shine, you’ve come to the right place!

Check out the wonderful opportunities we have created both online and offline for you to connect, grow and prosper with the most inspired and focused women making a difference in today’s world.

Romy Alegria Mobile Mortgage Specialist is hosted an open Forum for women to network, make friends socially and improve their financial position through being informed and up to date about investing and gaining equity through property ownership.


The Meeting is held Saturday Mornings during March at 11 AM till 12:30
PM on the second floor of the TD Bank 443 Queen Street, Toronto.  Parking is street level with parking meters at $3.00 per hour.  Elevators to Second Floor.
TD Canada Trust Map / Directions   at QUEEN and SPADINA. Address: 443 QUEEN ST W TORONTO , ON M5V2B1

David Pylyp is an Accredited Senior Agent with RE/MAX Realty Specialists Inc., has established a new level of excellence in Real Estate through in-depth knowledge and a combined connection of services.

Our innovation is unlike any other; our creative thinking and determination separates us from 99%.  With these Videos we aim to bring you all the information available regarding the west Toronto Real Estate market.

The David Pylyp Real Estate Group at RE/MAX Specialists handle, every type of transaction from Toronto or Mississauga Homes, Condos and Investments properties.

 
http://en.wikipedia.org/wiki/Empowerment#Ways_to_empower_women

Ways to empower women

One way to deploy the empowerment of women is through land rights. Land rights offer a key way to economically empower women, giving them the confidence they need to tacklegender inequalities. Often, women in developing nations are legally restricted from their land on the sole basis of gender. Having a right to their land gives women a sort of bargaining power that they wouldn’t normally have, in turn; they gain the ability to assert themselves in various aspects of their life, both in and outside of the home.^[4] Another way to provide women empowerment is to allocate responsibilities to them that normally belong to men. When women have economic empowerment, it is a way for others to see them as equal members of society. Through this, they achieve more self-respect and confidence by their contributions to their communities. Simply including women as a part of a community can have sweeping positive effects. In a study conducted by Bina Agarwal, women were given a place in a forest conservation group. Not only did this drive up the efficiency of the group, but the women gained incredible self-esteem while others, including men, viewed them with more respect.^[5] Participation, which can be seen and gained in a variety of ways, has been argued to be the most beneficial form of gender empowerment. Political participation, be it the ability to vote and voice opinions, or the ability to run for office with a fair chance of being elected, plays a huge role in the empowerment of peoples.^[2] However, participation is not limited to the realm of politics. It can include participation in the household, in schools, and the ability to make choices for oneself. It can be said that these latter participations need to be achieved before one can move onto broader political participation.^[6]When women have the agency to do what she wants, a higher equality between men and women is established. It is argued that Microcredit also offers a way to provide empowerment for women.^[7] Governments, organizations, and individuals have caught hold of the lure of microfinance. They hope that lending money and credit allows women to function in business and society, which in turn empowers them to do more in their communities. One of the primary goals in the foundation of microfinance was women empowerment. Loans with low interest rates are given to women in developing communities in hopes that they can start a small business and provide for her family.^[8] It should be said, however, that the success and efficiency of microcredit and microloans is controversial and constantly debated.^[9]

 ^{Learn to Structure your Budget to be OUT of DEBT}

^{Own Property to Gain Financial Stability and Freedom}

^{Build future Equity}

^{Make Life Long Friendships}

^{Sign up Below for our Meeting Dates and address details}

^{New Group Starting March 2013}

Limited Capacity - No Cost to YOU to participate.

Sign up here

Lets stop Home Ownership in Canada

Home ownership is family's life - both financially and from a quality of life perspective. You invest in your neighbourhood and community, put down roots, let your equity grow tax free of capital gains. When its paid off or before, you can refinance and pay for weddings or university ( again ) of your cottage.

http://www.cbc.ca/news/canada/story/2012/09/21/home-ownership.html
Home ownership is often connected to the notion of living the "American dream." But it is as much a part of Canadian identity as it is in the U.S.

Indeed, statistics show that the percentage of home ownership in Canada is edging close to 70 per cent, which is actually higher than the ratio south of the border at the moment – 65.4 per cent, a 15-year low, according to the most recent data. Many economists believe the Canadian government has played an active role in spurring home ownership, particularly by forming the Canada Mortgage and Housing Corporation back in 1946. 

"I don't know that home ownership should be a right and that it should be backed by taxpayer dollars and kind of be the prime mandate of a Crown corporation," says Ben Rabidoux, creator of the Economic Analyst blog, which looks into housing and mortgage trends.

DO you agree that we should all live in government provided housing?  After all, why would you want to be debt free in your house, when you downsize to a retirement home?

Can we cure Orthophobia?

Do you suffer from Orthophobia?

Orthophobia is described as the fear or owning property.

Whats the Cure?

Traditional Methods include:
Exposure Therapy
Talk Therapy
Behavioral Therapy
Shopping Therapy
Gradual Exposure and Immersion


The principle of this approach involves exposure to Toronto Real Estate Prices and the gradual desensitization to orthophobia. During the sessions, you will learn to tolerate the anxiety of Principal and Interest payments triggered by exposure to your own home and growing equity with the help of relaxation techniques. 

At your FIRST back yard BBQ you should be surrounded with family and friends.  Plan your own colour scheme for the Nursery. Do you need a Man Cave?  

Shopping Therapy and Exposure to Facts about the Real Estate market in Toronto is the cure.  I can help you with that..   Call me  416 233 9000

David Pylyp

http://www.DavidPylyp.com
http://www.Facebook.com/dpylyp
http://www.Twitter.com/davidpylyp

http://www.SellinginToronto.ca

https://plus.google.com/u/0/109283965469179719942/about/